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Legal

State Licensing

Last updated September 22, 2026

Disclosure

State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from Cobalt Mortgage, LLC dba Unified Mortgage Experts at the address below.

Federal

NMLS Unique Identifier No. 1891147

NMLS Consumer Access

State licenses

  • ARIZONA

    Licensed as a Mortgage Broker with the Arizona Department of Financial Institutions No. MB-1000970

  • CALIFORNIA

    Loans made or arranged pursuant to a California Financing Law license No. 60DBO-127960.

  • COLORADO

    Mortgage Company Registration

  • FLORIDA

    Licensed as a Mortgage Broker by the Office of Financial Regulation No. MBR7686

  • IDAHO

    Licensed as a Mortgage Broker/Lender No. MBL-2081891147

  • IOWA

    Mortgage Broker License No. 2026-0017

  • OREGON

    Licensed Mortgage Lender No. 1891147

  • PENNSYLVANIA

    Licensed Mortgage Lender No. 107268

  • TEXAS

    Mortgage Company License

    TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

  • WASHINGTON

    Consumer Loan Company License No. CL-1891147

Obtain copies from

Cobalt Mortgage, LLC dba Unified Mortgage Experts

4835 E Cactus Road Suite 145, Scottsdale, AZ 85254 1.800.931.2961 support@unifiedmortgageexperts.com

Cobalt Mortgage, LLC dba Unified Mortgage Experts does business under the following business name: Unified Mortgage Experts. NMLS #1891147.