Kimberly Cavin

Processing Manager

kim@umeprojects.com

+19284272398

All State

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4835 E Cactus Road Suite 145, Scottsdale, AZ 85254

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1.800.931.2961

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NMLS #1891147 AZ: MB-1000970 CA: 60DBO-127960 CO: N/A FL: MBR7686 IA: 2026-0017 ID: MBL-2081891147 OR: 1891147 PA: 107268 TX: N/A WA: CL-1891147

NMLS Consumer Access|Privacy Policy|Terms of Service|State Licensing

Cobalt Mortgage, LLC. dba Unified Mortgage Experts does Business in Accordance With Federal Fair Lending Laws. NMLS ID 1891147. Unified Mortgage Experts is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Unified Mortgage Experts is approved to participate in FHA programs but the products and services performed by Unified Mortgage Experts are not coming directly from HUD or FHA.

Texas Consumer Disclosure:

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.